What is Integra Credit?
Integra Credit is a lead generation service. We operate the website integracredits.com to connect consumers with lending partners who may offer flexible financial options. We are not a lender. We do not make credit decisions, and we do not lend money directly.
How does the process work?
You fill out our form by selecting a loan amount and entering your ZIP code. We then transmit your information to our network of lending partners. If a lending partner is interested, they will contact you directly with an offer. You can review the terms and decide whether to accept.
Am I obligated to accept an offer?
No. Submitting a request through our form does not obligate you to accept any offer. If a lending partner presents an offer, you are free to review the terms and decline if they do not meet your needs.
What amounts can I request?
You can request amounts ranging from $500 to $5,000 through our form. The actual amount you may qualify for depends on the lending partner's criteria, your credit profile, and your state of residence.
What are the typical APR ranges and terms?
Representative examples from our lending partners show APR ranges from 5.99% to 35.99% and repayment terms from 6 to 36 months. Actual rates and terms vary based on your individual circumstances and the lending partner's requirements.
Is there a cost to use Integra Credit?
No. Our service is free for consumers. We are compensated by our lending partners for connecting them with consumers. You will never be charged a fee by Integra Credit for using our service.
Is my information secure?
We take the security of your information seriously. We use encryption and other safeguards to protect your data. For details on how we handle your information, please review our Privacy Policy.
Is Integra Credit available in all states?
Our service is not available in all states. Residents of certain states may not be eligible to use our service. Availability depends on state regulations and the lending partners operating in your state.
How can I contact Integra Credit?
You can reach us by phone at 1-888-503-6202, by email at [email protected], or by mail at 120 S. LaSalle St, Suite 2000, Chicago, IL 60603.